Our History

Photo of Cameron's original board members'

Our organization was established on March 29, 1892 as the Farmers Mutual Tornado, Cyclone and Windstorm Association of the Third Congressional District at Darlington in Gentry County, Missouri. Meetings were later held in Stanberry Missouri, but due to transportation facilities, the Home Office of the Company was moved to Cameron in 1902. In January 1907, the name of the Company was shortened to State Farmers Mutual Tornado Insurance Company of Missouri, and the charter was amended to include the entire state of Missouri in answer to groups of farmers from counties outside the Third Congressional District seeking insurance coverage.

To better serve the insurance needs of its policyholders, the Company became authorized to write casualty insurance, and the first automobile policy was written in 1959.

As the Company continued to expand, a need for more office space was recognized, and in March, 1965, the Company moved into its new home office building at 214 McElwain Drive, Cameron, Missouri. To keep pace with the Company’s continued growth, two additions have been made to the original building.

The Company had become widely known as “The Cameron Insurance Company” throughout the State of Missouri and as the writings of the Company continued to expand, the policyholders voted in 1968 to change the name to Cameron Mutual Insurance Company.

To spread the Company’s risk over a wider geographical area and to enable product expansion, in 1984, the Company reorganized under Chapter 379 RSMo as a general writing company. The company currently writes personal, farm, and commercial business in Missouri, Arkansas, and Iowa.

The year 2020 brought many changes to everyone across the globe and Cameron Mutual was no exception. In 2021, Cameron Mutual will relocate from the building on McElwain Drive to another location in Cameron, Missouri. As we transition to our new location, we are excited to continue serving our policyholders and agents in the same manner over the past 128 years, but in new and exciting ways.